This document is confidential. Please enter the access code provided by your EngageAI contact.
A bespoke, AI-powered automation platform built exclusively for Recoup Capital. From landing page to lender submission — intelligent at every step, zero manual intervention.
Prepared for
Anthony Doran & Luke — Recoup Capital
Ref: EAI-UDC-2026-001
System Architecture
Every step custom-built from the ground up with AI intelligence woven throughout. No off-the-shelf CRM. No platform configuration. A purpose-built, AI-powered application designed for 500–1,000 cases per day.
Consumers arrive via ads, referrals, and partner channels. Traffic source attribution tracked automatically.
High-converting, branded page with AI-optimised form flow. Real-time validation, smart field ordering, and adaptive layouts for mobile and desktop.
If a consumer abandons the form, AI detects which fields are missing and triggers contextual SMS follow-up to recapture them — not a generic reminder, a targeted conversation.
Automated non-impact credit check with AI-powered result parsing to identify all relevant lender agreements. Your own credit bureau account — no markup.
AI-driven filtering and matching to select target lenders. Self-learning rules that adapt without code changes. Scales intelligently with new lenders.
Automated Letter of Authority generation per lender. AI assembles the correct templates with consumer and lender details pre-populated.
Multi-document envelope — one signing session for all lender LOAs. AI manages status tracking, automated reminders, and retry logic.
Conditional document collection per lender. Swift needs ID only. Paragon needs ID + proof of address. AI knows and applies the rules automatically.
Completed cases trigger AI-managed lender submissions. Intelligent document packaging, templated emails, and delivery tracking with automated error recovery.
Complete case data transferred automatically for back-end processing. Full audit trail and confirmation handling.
AI-Powered Intelligence
Every stage of the platform is underpinned by artificial intelligence. This isn't a form with some automation bolted on — it's an intelligent system that thinks, adapts, and acts at every touchpoint.
AI monitors form behaviour in real time. When a consumer hesitates, stalls, or abandons mid-flow, the system knows exactly which fields are missing and triggers contextual SMS follow-up — not a generic reminder, a targeted conversation.
Raw credit search results are parsed by AI to identify and extract relevant finance agreements across manufacturers and third-party lenders. The system understands complex structures — a BMW through Black Horse, an Audi through Close Motor Finance.
AI-driven rules engine dynamically filters and matches lenders based on configurable criteria. As patterns emerge from processed cases, the system continuously refines its matching logic — getting smarter with every case.
LOAs, signing envelopes, and AML requirements are assembled intelligently per consumer and per lender. AI determines the correct documents, templates, and sequencing — no human decision-making needed.
Every outbound message — SMS, email, signing requests — is crafted by AI to maximise response rates. Tone, timing, and content adapt based on where the consumer is in the journey and how they've responded previously.
AI manages the entire case lifecycle — deciding what happens next, when to escalate, when to retry, and when to hand off. At 1,000 cases a day, the system makes thousands of micro-decisions per hour that would be impossible for a human team.
Technical Depth
Each integration is its own engineering project — authentication, error handling, rate limiting, retry logic, and testing. This is what makes the system robust at scale.
Real-time form abandonment detection. Contextual AI messaging. Response parsing and data reinsertion into case flow.
Soft search execution. Multi-lender result parsing. Agreement identification. Error handling for declined searches.
Dynamic rules engine. Per-lender document requirements and submission formats. No-code configuration updates.
Multi-lender LOA generation. Dynamic field population. Version management and format compliance per lender.
Multi-document envelope creation. Webhook status tracking. Automated reminders. Concurrent envelope management at scale.
Conditional document capture per lender. Image quality validation. Secure upload and encrypted storage.
Templated lender communications. Automated document packaging. Delivery tracking and bounce handling.
Scale Engineering
500 – 1,000 cases per day
That's 15,000 – 30,000 cases per month. Each case triggers multiple API calls across credit checks, DocuSign, email, and handoff integrations. The architecture includes job queuing, retry logic, and graceful degradation when third-party services experience downtime.
Investment
No hidden fees. No platform subscriptions. No per-seat licensing. You own the system outright.
Platform Build
Complete bespoke AI-powered UDC front-end system
Exclusivity
IP protection — one-time fee
Monthly Retainer
Support, hosting & iteration
On Commencement
£8,500
50% — before work begins
On Completion
£8,500
50% — on delivery & sign-off
Context
This isn't a website. It's an AI-powered automation platform with 7 API integrations and 6 intelligence layers, engineered for 1,000 cases a day.
| Option | Estimated Cost | Capability |
|---|---|---|
| Mid-tier UK dev agency | £40,000 – £80,000+ | Similar scope, longer timeline |
| Off-the-shelf CRM | £500 – £2,000/month | Won't support lender logic, DocuSign at scale, or Saber Mine handoff |
| Manual processing | Large team required | Physically impossible at 500+ cases/day |
| EngageAI — this proposal | £17,000 + £1,500/mo | Bespoke, AI-powered, fully automated, exclusive to Recoup Capital |
Delivery
All components built in parallel. Regular progress updates. Live and processing cases within one month.
Database design, landing page, authentication, dashboard framework, AI capture logic, credit bureau API integration.
Lender rules engine, LOA generation, DocuSign API, AML/KYC capture with conditional rules, SMS integration.
Lender email automation, Saber Mine handoff, end-to-end testing with real cases, load testing at target volumes.
Controlled launch with live monitoring, real-time issue resolution, performance optimisation, team walkthrough.
Get Started
We're ready to move as fast as you are.